Easily calculate & apply for allowances

A simple way to calculate and apply for healthcare and housing allowances in the Netherlands. Claim up to 5,310 EUR per year

 Frequently Asked Questions

Can I receive an allowance also for the months prior the application?

Yes, you can receive money for months before your application – starting from the day your rental agreement or health insurance starts.

How can the housing allowance tool help me?

The housing allowance tool can help you calculate and request, change or stop the Dutch housing allowance (huurtoeslag). All you have to do is fill in the requested information and the tool will calculate the allowance you are eligible for.

 

What is the housing allowance (huurtoeslag)?

The housing allowance is a monthly compensation from the Dutch government that supports Dutch and international tenants, including expatriate workers and students, whose rent is too high in relation to their income. To receive housing allowance you have to meet certain requirements.

What are the basic requirements?

Anyone who is more than 18 years old and rents a house or apartment in the Netherlands can apply for housing allowance. To do that, you must:

  • Register in a Dutch municipality and have a BSN number.
  • Have a Dutch residence permit or EU/EEA nationality.
  • Receive employment income that’s below the threshold.
  • Live in an independent residence (with your own front door and private facilities such as kitchen, shower, and toilet).
What are the rent and income requirements?

If you’re 18 – 23 years old, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 414,02.
  • Annual income less than EUR 22,200.
  • Savings and investments less than EUR 25,000.

If you’re above 23 years old, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 710,68.
  • Annual income less than EUR 22,200.
  • Savings and investments less than EUR 25,000.
What is a benefit partner (toeslagpartner)?

A benefit partner is a person that you apply for housing allowance with and it can affect how much allowance you can get. Read more about toeslagpartner here.

What are the rent and income requirements with a benefit partner?

If you’re 18 – 23 years old, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 414,02 (if you have a child or your fiscal partner is older than 23 the maximum is EUR 710,68).
  • Annual combined income less than EUR 30,150.
  • Savings and investments per person less than EUR 25,000.

If you’re older than 23, these are the restrictions:

  • Monthly rent from EUR 223,42 to EUR 710,68.
  • Annual combined income less than EUR 30,150.
  • Savings and investments per person less than EUR 25,000.
How much housing allowance can I receive?

The amount of your housing allowance depends on your personal situation, mostly your yearly (Dutch) income, and your monthly rent. Use our online calculator to check if you are eligible for housing allowance and how much you would be able to receive.

How do I apply for housing allowance?

Applying for housing allowance couldn’t be easier! With our housing allowance tool, it will take you no more than 5 minutes.

How will I receive the housing benefit?

The housing benefit will not be deducted from your rent. You will pay the full rent amount and receive the benefit separately from the Dutch Tax office.

How can the healthcare allowance tool help me?

The healthcare allowance tool can help you calculate and request, change or stop the Dutch healthcare allowance (zorgtoeslag). All you have to do is fill in the requested information and the tool will calculate the allowance you are eligible for.

 

What is healthcare allowance (zorgtoeslag)?

Dutch health insurance is compulsory for residents in the Netherland. Since it can be quite expensive, the government offers a compensation for the costs of the basic healthcare insurance.

What are the basic healthcare allowance requirements?

To qualify for the healthcare allowance, you have to meet these requirements:

  • You must be at least 18 years old.
  • You have a BSN number.
  • You have a Dutch health insurance.
  • You have an EU nationality or residence permit.
  • Your earnings are below the threshold.
What are the income requirements?

The Dutch tax authorities distinguish between being single and having a fiscal partner (toeslagpartner). The income requirements are the following:

  • Single: gross income < EUR 27,857 per year, savings < EUR 107,752.
  • With a fiscal partner: collective income < EUR 35,116 per year, collective savings < EUR 132,752.
What is the amount of healthcare allowance?

The amount of the allowance will depend on your total income. The maximum allowance on yearly base is € 1,056 (or for couples: € 2,040). To see how much you may be entitled to receive, use our allowance calculator.

How do I apply for healthcare allowance?

You can apply for healthcare allowance through the official website of the Dutch tax authorities.

What are the required documents for healthcare allowance?

To use our healthcare allowance tool, you will only need your BSN number. All other required documents will be requested at a later stage.

How will I receive the healthcare benefit?

The benefit will not be deducted from your health insurance costs. You will pay the full health insurance amount and receive healthcare benefit separately from the Dutch Tax office.

How can I calculate the energy costs in common areas?

If applicable, then energy costs for common areas are usually indicated in the contract and are separate from the basic rent. Alternatively, you can ask your landlord for this information.

What are ‘caretaker fees’?

Caretaker fees are those related to paying an individual (caretaker) for looking after the building / maintaining it.

What are service costs of recreational areas?

This is case-specific and can mean different things with different accommodations. You should ask your landlord if
you are not sure.

Why is €12 the maximum I can indicate for additional costs?

For the additional costs, anything above €12 is not calculated into the total rent. This is why in the calculator you can indicate maximum of €12 even if you have to pay more.

 Healthcare and Housing Allowances For Your Stay In Holland

Student life in the Netherlands, as great as it is, can come with its expenses. Especially if you are new to the country. But don’t worry. You might be able to save some money by applying for allowances. Those are the Dutch government’s way of helping its residents with their financial situation. If you meet certain requirements, there are a number of government benefits you can receive. Hence, make sure you take advantage of them. Especially if you are a low-income student.

As an international student, you might be suitable for healthcare and housing allowances. The housing allowance is a monthly contribution to your rent, while the healthcare allowance is a contribution to your monthly health insurance bill. You can receive a housing allowance of up to 4.243 EUR per year and a healthcare allowance of up to 1.067 EUR per year. However, the exact amount depends on such factors as your age, income and living situation. Sounds good? It gets better. 

Applying for either type of allowance is extremely simple. As a matter of fact, we have created two useful tools that will help you calculate and request your healthcare and housing allowances. And they are specially tailored to the needs of international students like you. We have made sure you can request both allowances all in one place without leaving your computer screen. Therefore, you can save time and avoid extensive paperwork. Besides, your application gets checked by certified accountants which ensure no mistakes are made.  To start, you only need your BSN number, not to mention the tools are completely in English.

Contact us if you have any questions!