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Frequently Asked Questions
Provided by the Dutch government, the housing allowance is a monthly rent contribution.
Your eligibility for this contribution depends on a number of factors. These include your;
- Nationality
- Accommodation
- Rent
- Income
- Assets
There is a number of ways you may apply for the housing allowance. You can easily calculate & apply for this contribution through our official tax partner - Blue Umbrella. This ensures that your application will be filled out correctly, and the amount you have applied for is the actual amount you are eligible for.
You may also apply directly through the Tax Office. The application process is in Dutch and can be tricky at times, given the specificity of the questions. You may have the contribution confirmed by the Dutch tax authorities, but be aware, the contribution may be revoked if during a regular checkup the authorities discover that you have incorrectly filled out the application. You may then be required to pay everything back.
You can receive a contribution of up to €1.500 per year.
The healthcare allowance is a monthly health insurance contribution provided by the Dutch government.
Your eligibility for this contribution depends on a number of factors. These include your;
- Nationality
- Income
- Assets
There is a couple of ways you through which you may apply for the healthcare allowance. You can easily calculate & apply for this contribution through our official tax partner - Blue Umbrella. By doing so, you ensure that your application will be filled out correctly, and the amount you have applied for is the real amount you are eligible for.
You may also apply directly through the Tax Office. The application process is in Dutch and can be tricky at times, given the specificity of the questions. Although you may have the contribution confirmed by the Dutch tax authorities, it may be revoked at any time if during a regular checkup the authorities discover that you have incorrectly filled out the application. It is likely that the tax authorities will require you to pay a part of the amount back.
You can receive a contribution of up to €1.188 per year.
Income tax is a type of tax imposed on individuals which varies depending on the income that you receive.
Income tax declaration is a yearly declaration of a person's earnings. In the Netherlands, the tax authorities will inform you if you are required to declare your income taxes.
If the Dutch tax office requests you to submit an income tax declaration, you must do so. Alternatively, you can also submit an income tax declaration without being required to do so. This is often beneficial if you're looking to request a tax deduction (e.g. the loonheffingskorting).
The Dutch tax office will determine when you must submit your income tax declaration. Make sure to regularly check your mail and Mijn Belastingdienst to never miss a deadline.
Most entrepreneurs must add VAT to the prices of their goods & services. You are classified as an entrepreneur if you independently carry out work and have income from it.
Student Finance (studiefinanciering) is a financial contribution offered by the Dutch Ministry of Culture and Education. The contribution consists of four components;
- The Grant
- The Loan
- The Tuition Fee Loan
- The Travel Product
This depends on a number of factors. Some of these include your:
- Nationality
- Number of hours that you work alongside your studies
- Employment contract
- Parent's Income
You can apply for student finance directly through the Dutch Ministry of Culture and Education (DUO).
You can receive up to around €12.650 per year.
We define graduate finance as the financial products & services that you require after completing your studies.
You can apply for a mortgage by visiting any financial institution in the Netherlands that has "hypotheken" in their product offering.
Here's a basic overview of available loans you can apply for in the Netherlands:
- Personal Loans
- Credit Loans
- Mortgages
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Student health insurance starts from €0.54 / day
Non-EU/EEA students are required to purchase private health insurance before arriving in Europe. The insurance is necessary for obtaining a student visa. The minimum insurance coverage €30.000. Always make sure to verify the requirements with your local immigration office.
As an EU/EEA national, you are likely in possession of the European Health Insurance Card (EHIC), which allows you enjoy the same insurance cover as locals when they travel to another EU/EEA territory. Please make sure to inform your local insurance provider about your residence in a new country.
EHIC does not cover any travel protection, such as search and rescue, repatriation to the home country, emergency dental treatments, assistance and other extra costs. Our partner insurance (Swisscare International Student Insurance) allows you to make use of these services.