What is the difference between the budget, standard and premium offers?

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For all offers, Zorgverzekeraar Bewuzt (the health insurance company) pays the bill for your healthcare costs directly to the contracted care provider. You do not have to incur any costs. With the budget offer, you receive up to a 100% reimbursement of costs from healthcare providers with a contract & up to 70% reimbursement of costs from healthcare providers without a contract. With the standard offer, you receive up to a 100% reimbursement of costs from healthcare providers with a contract & up to 80% reimbursement of costs from healthcare providers without a contract. With the premium offer, you receive up to a 100% reimbursement of costs from healthcare providers with a contract & up to 100% reimbursement of costs from healthcare providers without a contract.