Get health insurance


College Life and UnitedConsumers are collaborating on making your life easy.

- Save up to € 145,00 per year -

- Get 10% discount on your Basic Health insurance -

- Receive extended coverage -

Remember, that you can only sign product & service contracts if you meet the following criteria:

1) You have a Dutch bank account (don't have one yet?)
2) You have a Dutch address (don't have one yet?)

It's easier than you might think

Watch this video that will guide you through the entire process on the website of UnitedConsumers. Since the website is in Dutch, we've translated every step to make it easier for you. When you're ready to compare plans, click here.

Contact Support

1) Dial  040 235 05 06

2) Press "2"

 Frequently Asked Questions

Why should we sign up through College Life?

College Life works directly with United Consumers in order to bring you tailored deals for products & services. Since United Consumers is a consumer collective, all products & services are discounted from their regular rates / tariffs.

What is a consumer collective?

You have probably heard about it: a consumer collective. A collective health insurance for example. You can usually only join the collective through an employer. This is almost impossible for individuals. This is why United Consumers is a consumer collective for everyone. United Consumers offers you benefit on your health insurance, car insurance, energy, mobile subscription and fuel. The company buys products & services in bulk which allows them to get discounts. These discounts are then directly transferred to the offers.

How can I contact support?

You can contact support directly at 040 - 235 05 60. Press 1 for utilities, 2 for health insurance, and 4 for telecom

What should I set as the starting date of my contract?

This depends on your situation. For example, if you've recently accepted a job offer and do not have Dutch health insurance yet, your starting date will be the same date as the date your contract becomes valid.

What is the difference between the budget, standard and premium offers?

For all offers, Zorgverzekeraar Bewuzt (the health insurance company) pays the bill for your healthcare costs directly to the contracted care provider. You do not have to incur any costs. With the budget offer, you receive up to a 100% reimbursement of costs from healthcare providers with a contract & up to 70% reimbursement of costs from healthcare providers without a contract. With the standard offer, you receive up to a 100% reimbursement of costs from healthcare providers with a contract & up to 80% reimbursement of costs from healthcare providers without a contract. With the premium offer, you receive up to a 100% reimbursement of costs from healthcare providers with a contract & up to 100% reimbursement of costs from healthcare providers without a contract.

What is a premium?

A premium is a periodic payment to your health insurance company, in order to keep your insurance coverage active.

What is a compulsory deductible (own risk)?

With your basic insurance, you have a compulsory deductible (own risk). Up to this amount you have to pay the healthcare costs you make yourself. Almost all health care that reimburses the basic package of your health insurance is covered by your own risk; this includes operations and emergency care in the hospital and also your medicines.

What is additional (supplementary) insurance?

A supplementary insurance for healthcare is an insurance for the healthcare costs that are not included in the basic health insurance package. For example, dental care for people aged 18 and older, coverage for recovery, spa and resort resorts or extensive cover for physiotherapy.

What is the difference between good, better & best additional insurance?

The additional insurance consists of physiotherapy (fisiotherapie), alternative care (alternative zorg), glasses & contacts (brillen en lenzen), birth control (anticonceptie). Each of the options (good, better & best) has a different level of these services.

What is the difference between good, better & best dental insurance?

The dental insurance consists of dental cost coverage (tandartskosten), which includes periodic inspection (periodieke controle) and reimbursement for other treatments (vergoeding overige behandelingen). Additionally, it consists of orthodontics (orthodontie).

Insurances are a must-have when you are in college. Especially as an international student studying in the Netherlands. Not only are student insurance plans practical, but in some cases, they’re mandatory. College Life knows what students need; the best insurances, for any type of situation.

If you are looking to work, you’ll need to make sure to get basic Dutch health insurance. Dutch law actually dictates that you need to have health insurance. This is the case no matter what type of job you are doing or for how many hours you work. A lot of Dutch insurers provide great healthcare coverage. Many allow you to customise your insurance package so that you are covered for exactly what you want to be covered for, and nothing more. Some even have specific student insurance plans. Health insurance is also important for your regular doctor or general practitioner visits.

Insurances are always a good idea. For instance, getting home contents insurance is a must if you have expensive electronics or live in a student apartment. Many insurers have specific student insurance plans just for home contents. Moreover, legal aid, travel and even liability insurances are important to consider. If you are ever in an accident, you want to make sure you can get covered for liability and avoid the high costs that might come as a consequence. Luckily, many insurers provide such student insurance.

To make sure you are covered during your stay in Holland, start with signing up for health insurance through UnitedConsumers. The collaboration between UnitedConsumers and College Life allows you to easily setup your health insurance according to your needs. It's easy, transparent and quick.